Long-term mortgage loans provide a stable source of capital for financing rural real estate
assets – farmland or facility purchases.
Funds can be used to make improvements to
farmland and agricultural structures, replace working capital or refinance prior debt, or
for nearly any purpose if you’re a full-time farmer. Loan terms range between 10 and 30
years and can be fully amortized over the term of the loan.
* Your payments are managed
by matching our flexible terms to your debt repayment capacity.
Part-time and
non-farmers may qualify for loans. If you own or are purchasing farm real estate, you are
eligible for a real estate loan.
Competitive rates for a wide range of ongoing or short-term/seasonal needs
Funds available as needs arise
Re-access funds at any time without reapplying
Show a sufficient farm management experience through education, training, or at least one year of farm experience (managing or operating); experience must have been within the last five years.
New Farmers are assessed based on their education and proposal .
Be the operator of the family farm after loan closing.
